Home Equity Line of Credit
Put Your Home Equity to Work for You
A Home Equity Line of Credit is a great option when it’s time to make home improvements or fund larger purchases.
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Home Equity Credit Line
- Revolving line of credit
- Secured by your mortgage
- Variable interest rate1
- Available for use as overdraft protection2 for your First PREMIER Bank checking account
Benefits
- Gain quick access to the money you need
- Pay for improvements that boost the value of your home
- Fund large purchases with competitive interest rates
- Payment of principal and interest or interest only
- Potential tax benefits for home equity credit lines3
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More Loans & Credit Lines
First PREMIER Bank has competitive rates on loans of all sizes. Use a personal loan to help fund the purchase of a car, new toy, vacation or larger purchase. Consolidate debt and pay bills. Our personal loans come with flexible payment plans and terms that can meet your needs.
Advance Access Line of Credit
For individuals who desire ready access to extra cash, a credit line up to $100,000.
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Easy Access Credit Line
Need a smaller line of credit? This basic, revolving line of credit gives you ready access to the cash you need.
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What I love about First PREMIER is that we provide the tools, products and services you find at large, national banks. But at the same time, we provide the personal touches you expect from a small-town, community bank. It’s the PREMIER difference.
- Mark Henkelman, Retail Area ManagerDisclosures
{1} The Annual Percentage Rate may change.
{2} When you overdraw your checking account, advances will be made in $300 increments. A $12 Overdraft Protection Fee will be assessed to your checking account for each automatic transfer from a First PREMIER Bank line of credit to cover an overdraft. This fee does not apply to any manual transfer such as by phone, in person or online.
{3} Please consult your tax advisor.
Member FDIC | 
Equal Housing Lender