Flexible personal checking accounts with FREE Online and Mobile Banking, Bill Pay, eStatements, Mobile Deposit and more.Learn More
Our FREE+ Checking account is our most popular, feature-rich and value-based personal checking option.
Maintain a total monthly deposit relationship of $15,000 and gain benefits like free checks, reward rates on CDs and more.
This secure and easy payment method gives you access to 33,000+ surcharge-free ATMs nationwide.
Ensure your personal checking account has sufficient funds to cover payments and purchases.
Learn how First PREMIER protects you and how to protect yourself from security breaches and fraud.
First PREMIER Online and Mobile Banking are FREE and feature-rich, giving you 24/7 access and control over your accounts.Learn More
Check balances, transfer funds, pay bills, view eStatements any time.
Our mobile app puts the features of Online Banking in the palm of your hand.
Schedule and make payments simply and securely Online or via Moble Banking.
Use our Mobile Banking app to make deposits using your mobile phone.
Secure electronic statements you can print, download and use for record keeping.
Link your debit card to a Mobile Wallet to speed your way through checkout.
Analyze spending patterns, plan a budget and more with these free tools.
These helpful videos explain the features of Online and Mobile Banking.
Keep ready cash on hand with an array of savings options from First PREMIER Bank.Learn More
A traditional, FDIC-insured savings option with free Online and Mobile Banking.
For higher balance accounts - the bigger the balance, the higher the rate.
Competitive rates and an array of term options on CDs.
A simple, tax-advantaged way to build up funds gradually for retirement.
Buck-A-Moo U Kid’s Savings helps kids 12 and under learn the value of saving early.
Planning a large purchase or consolidating debt? We have competitive rates on personal loans and flexible lines of credit!Learn More
Competitive rates on personal, auto, home improvement, debt consolidation loans and more.
Enjoy flexible, easy access to cash when you need it most. Select from several, flexible options.
Get extra purchasing power and cash when you need it with a basic, revolving line of credit.
Fund home improvements, consolidate debt or other expenses with this secured line of credit.
For higher income individuals, extra spending flexibility and payment options you’ll love.
Competitive rates for home mortgages, construction loans, refinancing and more.Learn More
Competitive mortgage rates with online application, fast processing, local decisioning and personal support.
Leverage your home equity to help fund home projects, gain more favorable rate and terms or consolidate debt.
First PREMIER Bank specializes in jumbo loans with competitive mortgage rates and fees.
Apply for a mortgage online today and receive fast processing, online status reporting and personal support.
Simple-to-complex investing, financial and retirement planning and investment management for investors at any life stage.Learn More
Investing made easy, with turnkey online access and personal advice and support.
Retirement plans and plan rollover support for individual investors.
Protect yourself and provide for loved ones with life and disability insurance.
An array of helpful articles, videos, presentations and tools.
Private banking, hands-on financial and investment planning, portfolio management, estate planning and personal trust services.Learn More
Concierge-style, private banking for higher net-worth individuals.
Comprehensive financial and investment planning services.
Protect your assets and provide for the people and causes you care most about with an estate plan or personal trust.
Hands-on investment management from seasoned, experienced investment specialists.
Learn about the unique opportunities and benefits realized by establishing your trust in the state of South Dakota.
Explore our unique offerings for students and parents. From student-friendly FREE+ Checking to paid internships and scholarships.Learn More
Show your school pride with a Dakota State University or University of South Dakota branded First PREMIER Bank Debit Mastercard®.
If you are interested in a cosigned or non-cosigned student loan, Ascent can help provide a solution that is right for you – with NO application fees.
Funding your college education is an important step toward a brighter future. If you are interested in a cosigned or non-cosigned student loan, Ascent can help provide a solution that is right for you – with NO application fees, no origination fees and no prepayment fees!
December 2, 2019
|Minimum Balance to Obtain
Annual Percentage Yield
1The interest rate and annual percentage yield may change after account opening
2Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account
Interest Rates and Annual Percentage Yields are current as of December 2, 2019
For current rate information, call (605) 357-3000
*For Ascent rates and repayment examples please click here. Ascent Student Loans are funded by Richland State Bank (RSB), Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations and terms and conditions may apply. For Ascent Terms and Conditions please click here. Rates are effective as of 12/01/2019 and include a 0.25% discount applied when a borrower in repayment elects automatic debit payments via their personal checking account.
**1% Cash Back Graduation Reward subject to terms and conditions. Click here for details.
To visit with an Ascent lending specialist, simply call 877-216-0876 or visit their website at the link below.
Ascent – Loans that power bright futures
Ascent is recognized as one of the nation’s leading private student loan providers for cosigned and non-cosigned loans. Ascent is not owned or operated by First PREMIER Bank, an FDIC-insured institution.
Ascent program loans are originated by Richland State Bank, Member FDIC. For eligible juniors, seniors and graduate students without a cosigner, Ascent utilizes broad credit tiers and may consider creditworthiness, school, graduation date, major, cost of attendance and other factors. Ascent encourages transparency and financial wellness by incorporating financial literacy into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent also offers benefits and resources that set students and families up for financial success.
Our interactive module will help you understand key financial concepts and make better money management decisions.
Stay connected, monitor spending and easily transfer money between linked accounts.
Member FDIC | Equal Housing Lender