Student Loans

First PREMIER Bank

College Education Funding

Funding your college education is an important step toward a brighter future. If you are interested in a cosigned or non-cosigned student loan, Ascent can help provide a solution that is right for you – with NO application fees, no origination fees and no prepayment fees!



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Benefits with Ascent

  • Affordable rates starting at 3.14% APR*
  • 1% cash back, plus 0.25% discount for automatic debit payments**
  • Non-cosigned option for eligible junior, senior and graduate students
  • Flexible plans: Start paying up to six months after leaving school
  • Cover up to 100% of your tuition and eligible living expenses

*Ascent Student Loans are funded by Richland State Bank (RSB), Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit:

Rates are effective as of 03/01/2020 and reflect an automatic payment discount of 0.25% on the lowest offered rate and a 2.00% discount on the highest offered rate. Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. For Ascent rates and repayment examples please visit:
**1% Cash Back Graduation Reward subject to terms and conditions. Click here for details. 

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Four Simple Steps

  • Complete your application online
  • Upload your documents
  • Select your loan offer
  • Receive your money (if approved and certified)


Contact a Lending Specialist

To visit with an Ascent lending specialist, simply call 877-216-0876 or visit their website at the link below.


About Ascent

First PREMIER Bank

Ascent – Loans that power bright futures

Ascent is recognized as one of the nation’s leading private student loan providers for cosigned and non-cosigned loans. Ascent is not owned or operated by First PREMIER Bank, an FDIC-insured institution.

Ascent program loans are originated by Richland State Bank, Member FDIC. For eligible juniors, seniors and graduate students without a cosigner, Ascent utilizes broad credit tiers and may consider creditworthiness, school, graduation date, major, cost of attendance and other factors. Ascent encourages transparency and financial wellness by incorporating financial literacy into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent also offers benefits and resources that set students and families up for financial success.


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Money Basics

Our interactive module will help you understand key financial concepts and make better money management decisions.

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For Students & Parents

Stay connected, monitor spending and easily transfer money between linked accounts.

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