Ag Banking

First PREMIER Bank

Financial Services for Agricultural Producers

First PREMIER Bank has deep roots in South Dakota. Our Ag bankers are home-grown experts committed to helping our state’s producers find the right financial solutions. With flexible options and local decisions, First PREMIER is dedicated to helping you grow your operation for generations to come.

man looking at wheat

Ag Loans & Credit Lines

Our Ag Lenders can tailor a lending solution that’s right for you and your operation.

  • Flexible operating lines of credit
  • Ag Real Estate loans
  • Equipment and livestock loans
  • Term and installment loans
mom in field with two daughters

Succession Planning & Trust Services

First PREMIER Bank can help you protect your assets and manage the transition of your operation to the next generation. Our Trust professionals manage $3 billion in trust assets and will work collaboratively with attorneys, accountants and other advisory staff to help establish transition plans that keep your best interest at heart.

Learn More
father looking at young son

Protect Your Investment

We are deeply rooted in the state and can help you weather the ups and downs and circumstances often out of your control.

  • Multi-Peril Crop Insurance: Federally subsidized coverage for a variety of crop losses (drought, excessive moisture, freeze, etc.). Cover a percentage of your crops based on historic yield

  • Crop-Hail Insurance: Acre-by-acre coverage. May also cover damage caused by lightning, fire and severe wind
Contact Us
woman leaning on fence

Flexible Ag Banking

Compare Checking

More for Farmers

Banking for Every Operation

For larger scale operations, we offer a full suite of business financial tools to help you maximize cash flow and manage receivables and accounts payable.

Employee Benefits

First PREMIER Bank can assist with your agribusiness employee benefits like 401(k), IRA, group retirement, profit sharing and stock ownership plans.

Why Bank with First PREMIER?

We serve our local, regional and national clients with pride and personal customer care. We are active supporters of more than 600 charities and non-profits. Last year alone, our associates contributed over 32,000 hours of community service. We also take care of our employees. From 2015-2020, we were ranked as one of the Best Banks to Work For by American Banker and Best Companies Group.

Our secure Online and Mobile Banking gives you 24/7 access over your accounts with multi-tiered security and administrative control. Enjoy great features including eStatements, Bill Pay, account alerts & notifications, debit card lock and unlock, administrative controls and more! Our Debit Mastercard® and Business Rewards Mastercard® credit cards also work with mobile wallet technology. Best of all, First PREMIER Business Online and Mobile Banking are FREE of charge to First PREMIER Banking customers.

We serve local, regional and national clients with pride. First PREMIER is the 14th largest ACH Originating Bank in the USA and the 12th largest issuer of Mastercard® in the country. We are also honored to have served as the bank for the State of South Dakota for over 20 years, as well as the bank for the City of Sioux Falls for over 10 years.

As a debt-free, privately owned $1.8 billion bank, First PREMIER is one of the strongest capitalized banks in the country. We ranked 17th in the nation for banks with more than $1 billion in assets by American Banker Magazine. We are consistently ranked as a top-performing banks for asset size by the American Banking Association's Banking Journal.

Our bankers take the time to learn about you. Once they understand your business goals, they will help you find the banking products and financial solutions that fit your needs today, and support you as your business grows.

First PREMIER Ag Bankers have extensive experience with the agricultural industry. Deeply rooted in South Dakota, we understand the challenges producers face and can recommend the right mix of banking, insurance, lending and investment support to help you grow and protect your assets. Speak to an Ag Banker for more information.

First PREMIER Bank First PREMIER Bank


Insurance Products are | Not FDIC insured | May lose value | Not financial institution guaranteed | Not a deposit | Not insured by any federal government agency

You May Also Be Interested In