Ag Banking
Financial Services for Agricultural Producers
Agriculture is the foundation of our local economy, and First PREMIER Bank is committed to helping producers succeed.
From flexible lines of credit to competitive rates on loans, we provide solutions to grow and protect your assets.
Ag Loans & Credit Lines
- An array of lending options
- Flexible operating lines of credit
- Term and installment loans
- Equipment and livestock loans
- Ag Real Estate loans
Flexible Ag Banking
- Low Volume + Interest Checking and more
- PREMIER Money Market Account
- FREE Online and Mobile Banking
- FREE eStatements, Bill Pay and Mobile Deposit
- Access to 33,000+ surcharge-free MoneyPass™ ATMs
- Available Overdraft Protection and more
More for Farmers
We Know Agribusiness
First PREMIER Ag Bankers have extensive experience with the agricultural industry. Deeply rooted in South Dakota, we understand the challenges producers face and can recommend the right mix of banking, insurance, lending and investment support to help you grow and protect your assets. Speak to an Ag Banker for more information.
We Offer:
- Multi-Peril Crop Insurance
- Crop Hail Insurance
- Payment and Payroll Services
- Employee Benefits
- Remote Deposit
- Asset Management and Trust
Why Bank with First PREMIER?
We serve our local, regional and national clients with pride and personal customer care. We are active supporters of more than 600 charities and non-profits. Last year alone, our associates contributed over 32,000 hours of community service. We also take care of our employees. From 2015-2017, we were ranked as one of the Best Banks to Work For by American Banker and Best Companies Group.
Our secure Online and Mobile Banking gives you 24/7 access over your accounts with multi-tiered security and administrative control. Enjoy great features including eStatements, Bill Pay, account alerts & notifications, debit card lock and unlock, administrative controls and more! Our Debit Mastercard® and Business Rewards Mastercard® credit cards also work with mobile wallet technology. Best of all, First PREMIER Business Online and Mobile Banking are FREE of charge to First PREMIER Banking customers.
We serve local, regional and national clients with pride. First PREMIER is the 10th largest ACH Originating Bank in the USA and the 12th largest issuer of Mastercard® in the country. We are also honored to have served as the bank for the State of South Dakota for over 20 years, as well as the bank for the City of Sioux Falls for over 10 years.
As a debt-free, privately owned $1.8 billion bank, First PREMIER is one of the strongest capitalized banks in the country. We ranked 17th in the nation for banks with more than $1 billion in assets by American Banker Magazine. We are consistently ranked as a top-performing banks for asset size by the American Banking Association's Banking Journal.
Our bankers take the time to learn about you. Once they understand your business goals, they will help you find the banking products and financial solutions that fit your needs today, and support you as your business grows.
First PREMIER Ag Bankers have extensive experience with the agricultural industry. Deeply rooted in South Dakota, we understand the challenges producers face and can recommend the right mix of banking, insurance, lending and investment support to help you grow and protect your assets. Speak to an Ag Banker for more information.
First PREMIER is a small-town bank with high-tech tools. We take the time to know our customers and we never provide cookie-cutter solutions for their ag-related needs. That’s one of the things that really sets us apart from our competitors.
- Curt Cutler, VP, Ag BankingMember FDIC | 
Equal Housing Lender