Personal Lines of Credit

First PREMIER Bank

Easy Access to Cash When You Need It

We offer a number of secured and unsecured personal lines of credit that can help you gain flexible access to cash
and serve as optional overdraft protection for your First PREMIER Checking account.

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Compare Lines of Credit

Our flexible lines of credit offer additional buying power for larger purchases and
can help bridge the gap when account balances go low. Compare options here:

Easy Access
Line of Credit

An everyday line of credit for flexible access to cash for unexpected expenses.

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Advance Access
Line of Credit

For individuals who desire ready access to extra cash for large purchases.

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Home Equity
Line of Credit

A secured line for homeowners based on home equity.

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Type

Revolving line of creditRevolving line of creditRevolving line of credit

Credit Line

From $300 - $2,500

From $2,500 - $50,000

From $2,500 - $100,000

Interest

Fixed Interest1

Variable Interest1

Variable Interest1

Collateral

Unsecured

Secured or unsecuredSecured by your mortgage

Additional Features

FREE Online and Mobile Banking
Available as optional Overdraft Protection2

FREE Online and Mobile Banking
Available as optional Overdraft Protection2

FREE Online and Mobile Banking
Available as optional Overdraft Protection2

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Easy Access
Line of Credit

An everyday line of credit for flexible access to cash for unexpected expenses.

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Type
Revolving line of credit
Credit Line

From $300 - $2,500

Interest

Fixed Interest1

Collateral

Unsecured

Additional Features

FREE Online and Mobile Banking
Available as optional Overdraft Protection2

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Advance Access
Line of Credit

For individuals who desire ready access to extra cash for large purchases.

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Type
Revolving line of credit
Credit Line

From $2,500 - $50,000

Interest

Variable Interest1

Collateral
Secured or unsecured

Additional Features

FREE Online and Mobile Banking
Available as optional Overdraft Protection2

Learn More

Home Equity
Line of Credit

A secured line for homeowners based on home equity.

Learn More
Type
Revolving line of credit
Credit Line
From $2,500 - $100,000
Interest

Variable Interest1

Collateral
Secured by your mortgage

Additional Features

FREE Online and Mobile Banking
Available as optional Overdraft Protection2

Learn More

Get Started

Speak to a Personal Banker to discuss your needs.

Additional Lending Options

First PREMIER Bank

Home Mortgage Loans

We have access to an array of loan products and use fast, state-of-the-art loan processing.  Whether you're buying or building a home or refinancing your existing mortgage, we offer competitive rates on loans of all sizes - with personal service and local decision-making.

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Personal Loans

Auto Loans, new toys, debt consolidation and more. Our personal loans come with flexible plans and terms to meet your needs.


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Small Business Loans

We're a top Small Business Administration (SBA) lender. From small business loans to lines of credit, we can help.


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Disclosures

{1} The Annual Percentage Rate may change.

{2} When you overdraw your checking account, advances will be made in established increments.  A $12 Overdraft Protection Fee will be assessed to your checking account for each automatic transfer from a First PREMIER Bank line of credit to cover an overdraft.  This fee does not apply to any manual transfer such as by phone, in person or online, or to Reward Checking customers.