Low Volume + Interest

First PREMIER Bank

Simple Checking, Plus Interest

A great option for businesses with lower-volume transactions that want to earn interest on balances.1

COMPARE CHECKING

Perfect, Low Volume Checking

  • No minimum monthly balance
  • Tiered, variable interest on balances of $500 or more1
  • $10 monthly maintenance fee ($5 with eStatements)
  • 150 FREE total transactions per statement cycle2
  • Debit Mastercard® with built-in fraud protection
  • Access to 33,000+ surcharge-free MoneyPass® ATMs nationwide
  • Available overdraft protection
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FREE Online & Mobile Banking

  • Secure, 24/7 account access
  • State-of-the-art, feature-rich online and mobile tools
  • View transactions, transfer funds, pay bills
  • Convenient eStatements with PDF Download
  • View transactions and cancelled checks with ease
  • Set up email and text alerts to monitor balances and spending

More Benefits & Solutions

Reliable Security & Fraud Protection

Security & Fraud Protection

 

  • 24/7 fraud monitoring
  • EMV chips and PIN protected debit cards
  • Zero Liability® Fraud Protection
  • Multi-factor authentication and strong encryption
  • Instant lock/unlock lost for stolen debit cards
  • Available Positive Pay for added security

 

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Controlled Access To Your Accounts

 

  • Manage account via Online and Mobile Banking
  • Add/remove authorized employees
  • Establish individual debit card spending limits
  • Customize access to accounts and eStatements
  • Monitor transactions and spending
  • Access eStatements for easy reconciliation

 

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Get Started Today!

Whether you’re starting from scratch or transferring your account, our business bankers can help you select a checking account to support your business needs.

Disclosure

{1} Earn Interest on Balances of $500 or more. Interest not paid on days the balance falls below $500. At our discretion, we may change the interest rate daily. Interest is calculated using the daily balance method. Interest is compounded monthly and credited monthly.

{2} First PREMIER Bank will assess a cost-per-excess transaction fee over transactions allowed per statement cycle. "Transaction" refers to any combination of items, paid or unpaid, including paper and electronic. 

First PREMIER Bank will assess a withdrawal charge $0.20 per item. "Withdrawal" refers to any transaction whether initiated in person, by check, draft or similar paper instrument, or any transaction initiated electronically through electronic funds transfer. Withdrawals fees to not apply to transactions made using a First PREMIER Bank Debit Card, transactions initiated through wire transfer, transactions initiated through Online Bill Payment, or transfers initiated through Business Online Banking. 

First PREMIER Bank will assess a deposit charge $0.20 per item. “Deposit" refers to all deposit transactions. Deposits do not include transactions made at an ATM, through Remote Deposit or Mobile Deposit, or transfers made through Business Online Banking.