Overdraft Protection

First PREMIER Bank

Flexible Protection from Business Overdrafts

Ensure your account has sufficient funds to cover payments and purchases by linking your business savings or credit line as overdraft protection.

Line of Credit Overdraft Protection

Link your business checking account to an eligible First PREMIER line of credit1. A $12 Overdraft Protection Transfer Fee may apply each time the bank automatically transfers the available funds. This fee does not apply to any manual transfer, which is completed online, in person or by calling Customer Care. Speak to a business banker for help.

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Savings Overdraft Protection

Link your PREMIER Money Market or Regular Business Savings account to your business checking account for overdraft protection. A $12 Overdraft Protection Transfer Fee may apply each time the bank automatically transfers the available funds. This fee does not apply to any manual transfer, which is completed online, in person or by calling Customer Care.

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Talk to a Business Banker Today

We can help with account selection, business services, financing and more, bringing you best-of-breed banking with the personal support you deserve.

Avoiding Overdrafts

  • Establish a line of credit to help manage your cash flow needs
  • Link your business savings or line of credit as overdraft protection for your business account
  • Monitor balances in real-time via Online and Mobile Banking
  • Use text and email alerts to monitor account transactions
  • Utilize ACH, Bill Pay and Remote Deposit to coordinate payments and deposits
  • Forecast spending around bill and loan payments
  • Carefully monitor and control spending limits for authorized employees
  • Keep a sufficient cushion in your account to cover anticipated expenses

Business Online Banking

First PREMIER Bank

For 24/7 Account Access & Control

  • Free eStatements, Bill Pay and more
  • Check balances, monitor spending and transactions
  • Transfer funds, make wire transfers and pay bills
  • Set up account notifications via text and email
  • Lock and unlock lost or stolen debit cards
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Security & Fraud Prevention

Find out how First PREMIER keeps your information secure and how to protect your business from fraud.


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Positive Pay

Protect your business from fraudulent checks and ACH transactions with this powerful fraud management tool.


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Disclosure

{1} Lines of Credit: Your business banker can help you determine the proper line of credit to be used for overdraft protection. The amount we will cover is dependent upon your approved credit line and available credit.