Business Checking

First PREMIER Bank

Compare Checking

Whether you are a sole proprietor or commercial enterprise, we offer a range of high and low volume checking options to meet your needs.

CUSTOMER PROFILE

LOW VOLUME

 

A popular, cost-effective checking solution for businesses with less banking activity and basic needs.

Learn More

LOW VOLUME
+ INTEREST

A great option for businesses with lower-volume transactions that want to earn interest on balances.

Learn More

HIGH VOLUME +
EARNINGS CREDIT

Designed for businesses with a higher transaction volume and complex cash management needs. Earnings credit offsets fees.

Learn More

HIGH VOLUME
+ INTEREST

Perfect for businesses with higher volume and higher balances who want to earn interest on funds.

Learn More

Minimum Monthly Balance

None

None - Interest paid on balances of $500 or moreA

None

None

INTEREST OR EARNINGS CREDIT

None

Tiered, Variable Interest RateB

Earnings credit rate based on the previous monthly average of the 91 day T-Bill

Tiered, Variable Interest RateB

MONTHLY MAINTENANCE FEE

$5; $0 with eStatements

$10; Reduced to $5 with eStatements

$15; Reduced to $10 with eStatements

$15; Reduced to $10 with eStatements

Total Free TransactionsC

150 free items per statement cycleD

150 free items per statement cycleD

NoneNone

PER WITHDRAWAL CHARGEE

$0.20E

$0.20E

$0.15E

$0.15E

PER DEPOSIT ITEM CHARGEF

$0.20F

$0.20F

$0.10F

$0.10F

LOW VOLUME

 

A popular, cost-effective checking solution for businesses with less banking activity and basic needs.

Learn More

Minimum Monthly Balance

None

INTEREST OR EARNINGS CREDIT

None

MONTHLY MAINTENANCE FEE

$5; $0 with eStatements

Total Free TransactionsC

150 free items per statement cycleD

PER WITHDRAWAL CHARGEE

$0.20E

PER DEPOSIT ITEM CHARGEF

$0.20F

LOW VOLUME
+ INTEREST

A great option for businesses with lower-volume transactions that want to earn interest on balances.

Learn More

Minimum Monthly Balance

None - Interest paid on balances of $500 or moreA

INTEREST OR EARNINGS CREDIT

Tiered, Variable Interest RateB

MONTHLY MAINTENANCE FEE

$10; Reduced to $5 with eStatements

Total Free TransactionsC

150 free items per statement cycleD

PER WITHDRAWAL CHARGEE

$0.20E

PER DEPOSIT ITEM CHARGEF

$0.20F

HIGH VOLUME +
EARNINGS CREDIT

Designed for businesses with a higher transaction volume and complex cash management needs. Earnings credit offsets fees.

Learn More

Minimum Monthly Balance

None

INTEREST OR EARNINGS CREDIT

Earnings credit rate based on the previous monthly average of the 91 day T-Bill

MONTHLY MAINTENANCE FEE

$15; Reduced to $10 with eStatements

Total Free TransactionsC

None

PER WITHDRAWAL CHARGEE

$0.15E

PER DEPOSIT ITEM CHARGEF

$0.10F

HIGH VOLUME
+ INTEREST

Perfect for businesses with higher volume and higher balances who want to earn interest on funds.

Learn More

Minimum Monthly Balance

None

INTEREST OR EARNINGS CREDIT

Tiered, Variable Interest RateB

MONTHLY MAINTENANCE FEE

$15; Reduced to $10 with eStatements

Total Free TransactionsC

None

PER WITHDRAWAL CHARGEE

$0.15E

PER DEPOSIT ITEM CHARGEF

$0.10F

Talk to a Business Banker Today!

We can help with account selection, business services, financing and more, bringing you best-of-breed banking with the personal support you deserve!

Disclosures

{A} Interest not paid on days the balance falls below $500.

{B} At our discretion, we may change the interest rate daily. Interest is calculated using the daily balance method. Interest is compounded.

{C} "Transaction" refers to any combination of items, paid or unpaid, including paper and electronic. 

{D} 150 free total transactions represents a combination of withdrawals & deposits before withdrawal and deposit fees apply. First PREMIER will assess a cost-per-excess transaction fee over transactions allowed per statement cycle.

{E} "Withdrawal" refers to any transaction whether initiated in person, by check, draft or similar paper instrument, or any transaction initiated electronically through electronic funds transfer. Withdrawals fees to not apply to transactions made using a First PREMIER Bank Debit Card, transactions initiated through wire transfer, transactions initiated through Online Bill Payment, or transfers initiated through Business Online Banking.

{F} “Deposit" refers to all deposit transactions. Deposits do not include transactions made at an ATM, through Remote Deposit or Mobile Deposit, or transfers made through Business Online Banking.