Loans & Credit Lines

Personal Loans

Consolidating debt, financing a special purchase or remodeling your home? Let us help.

Personal Lines of Credit

Gain instant access to ready cash when you need it. We offer both personal and home equity lines of credit.

Home Mortgage

Whether it's your first-time or forever home, we offer competitive financing with local decision making.

Lending is Always Personal

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  • Competitive fixed rates
  • No pre-payment penalties
  • Consolidate debt 
  • Repair or remodel your home
  • Purchase a new or used auto

Personal Lines of Credit

  • Select from several revolving lines of credit
  • Get instant access to ready cash
  • Secured or unsecured
  • Fixed or variable interest rates
  • Available as optional overdraft protection


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Loans & Payments

Are you looking to better understand payment options for your lifestyle? Our interactive module will help you understand different payment and payoff options.

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Home Mortgage

Whether you're buying or building a new home or refinancing to extract equity or consolidate debt, we can help.                                                            

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Frequently Asked Questions

I paid off my loan so where is my title/lien release?

Titles/ lien releases are mailed out through general mail 10-20 day after the loan is paid off to the address we have for you on file or to the address specified on documents sent in with the pay off. IE: Your insurance agent requested we send it to them. If a loan is paid off through wire transfer, the information is released the next business day.

What do I need to do a wire loan payment?

Contact your bank for wires. You will need your loan account number and the routing number for First PREMIER Bank 091408598. They can add additional releasing instructions at that time to accompany the wire. Any additional payment over your pay off amount will be mailed back to you via check.

I lost my lien release/ title. What do I do?

We are able to provide a new lien release for paid off loans if needed. Please have the Year, Make, and VIN handy for reference if you don’t have your loan number. However, we are unable to provide new titles. If you need a new title, please, contact your state DMV with additional questions.

How can I pay off my loan?

Paying off your loan is as simple as issuing a payment equivalent to the loan payoff amount. To ensure your final payment amount is accurate, please contact Customer Care during normal business hours for an accurate loan payoff amount.

How can I make a loan payment?

You can make a loan payment by logging into Online or Mobile Banking (note: enrollment and/or download may be required for initial use) and transferring payment from a First PREMIER Bank account to your loan. You can also call our Customer Care team at 800-501-6535.

Financial Calculators

How much will my loan payments be?

Use this calculator to estimate how much your loan payment will be.


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