Loans & Credit Lines

Personal Loans

Consolidating debt, financing a special purchase or remodeling your home? Let us help.

Personal Lines of Credit

Gain instant access to ready cash when you need it. We offer both personal and home equity lines of credit.

Private Student Loans

For qualified students and customers, our private lending can help you fund or refinance educational expenses.

Lending is Always Personal

  • Competitive fixed rates
  • No pre-payment penalties
  • Consolidate debt 
  • Repair or remodel your home
  • Purchase a new or used auto


Personal Lines of Credit

  • Select from several revolving lines of credit
  • Get instant access to ready cash
  • Secured or unsecured
  • Fixed or variable interest rates
  • Available as optional overdraft protection

 


More Lending Options

First PREMIER Bank

Private Student Loans

Whether you’re financing your undergraduate or graduate education, or refinancing to consolidate existing student loans, we offer private student loans for current bank customers (for any school in the nation) and for students attending eligible South Dakota schools.

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Small Business Loans

First PREMIER supports small businesses with turnkey banking and lending solutions, making all lending decisions locally.


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Home Mortgage

Whether you're buying or building a new home or refinancing to extract equity or consolidate debt, we can help.


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Financial Calculators

How much will my loan payments be?

Use this calculator to estimate how much your loan payment will be.

YOUR LOAN PAYMENT WILL BE

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YOUR LOAN PAYMENT WILL BE

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