Personal Checking

FREE+ Checking

No surprises, no hidden fees, plus earn interest on balances of $500 and more.

FREE Debit Card

With Zero Liability® Protection, 33,000+ surcharge-free MoneyPass® ATMs, Apple Pay and more.

Online & Mobile Tools

FREE 24/7 account access with our easy-to-use, feature rich Online and Mobile Banking.

FREE+ Checking Benefits


Reward Checking

Maintain a monthly deposit relationship of $15,000 and gain benefits like free checks and more.

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Small Business Checking

Check out our hassle-free banking options for small businesses of every size.


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FREE Debit Mastercard®

First PREMIER Bank

Instantly Issued, Just for You

We can issue your First PREMIER Bank Debit Mastercard® instantly at most branches.3 Your debit card gives you access to 33,000+ surcharge-free Moneypass® ATMs. Enjoy Zero Liabilty® Protection on purchases, setup easy account notifications and alerts and lock or unlock your card if lost or stolen via Online and Mobile banking. You can even set up your card on popular Mobile Wallet apps to speed your way through checkout.

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FREE Online & Mobile Banking

Our easy-to-use Online and Mobile Banking includes eStatements, Bill Pay, Mobile Deposit and more.

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For Students & Parents

Stay connected, monitor spending and easily transfer money between linked accounts.

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{1} A $50 minimum deposit is required to open account

{2} Interest not paid on days balance falls below $500

{3} Instant issue is not available at the following branches: Wakonda, Lake Norden, Castlewood, Kranzburg, Sanford Health Branch and Watertown Plaza.