Home Equity Line of Credit

First PREMIER Bank

Put Your Home Equity to Work for You

Access up to $100,000 when you need it. A Home Equity Line of Credit is a great option when it’s time to make home improvements or fund larger purchases.


Home Equity Credit Line

  • Revolving line of credit from $2,500 to $100,000
  • Secured by your mortgage
  • Variable interest rate1 
  • Available for use as overdraft protection2 for your First PREMIER Bank checking account


  • Gain quick access to the money you need
  • Pay for improvements that boost the value of your home 
  • Fund large purchases with competitive interest rates
  • Payment of principal and interest or interest only  
  • Potential tax benefits for home equity credit lines3

Get Started!

Speak to a First PREMIER Personal Banker to discuss your needs.

More Loans & Credit Lines

First PREMIER Bank

Personal Loans

First PREMIER Bank has competitive rates on loans of all sizes. Use a personal loan to help fund the purchase of a car, new toy, vacation or larger purchase. Consolidate debt and pay bills. Our personal loans come with flexible payment plans and terms that can meet your needs.

Learn More

Advance Access Line of Credit

For individuals who desire ready access to extra cash, a credit line up to $50,000.

Learn More

Easy Access Credit Line

Need a smaller line of credit? This basic, revolving line of credit gives you ready access to the cash you need.

Learn More
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{1} When you overdraw your checking account, advances will be made in $300 increments. A $12 Overdraft Protection Fee will be assessed to your checking account for each automatic transfer from a First PREMIER Bank line of credit to cover an overdraft. This fee does not apply to any manual transfer such as by phone, in person or online.

{2} The Annual Percentage Rate may change.

{3} Please consult your tax advisor.

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