Reward Checking

First PREMIER Bank

Reward Yourself

Maintain a total monthly deposit relationship of $15,0001 and gain benefits like free checks, reward rates on CDs and more. 

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The Basics

  • $50 minimum deposit to open account
  • Maintain total monthly deposits of $15,0002
  • Tiered Interest Rate on checking balance
  • No monthly fee
  • Reward rate on new or renewed CDs3 
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Fraud Prevention

  • 24/7 fraud monitoring
  • EMV debit cards with chip technology
  • Zero Liability® Protection for debit card purchases
  • Set up easy account alerts via email and text
  • Instantly lock and unlock lost or stolen debit cards

FREE Debit Mastercard®

First PREMIER Bank

Instantly Issued4, Just for You

With your First PREMIER Bank Debit Mastercard®, you can access up to 33,000+ surcharge-free MoneyPass® ATMs, enjoy Zero Liability® fraud protection, easy account alert setup and our lock/unlock feature to instantly suspend or deactivate your card if lost or stolen. You can even set up almost any mobile wallet application to speed your way through checkout.


FREE Online & Mobile Banking

Our easy-to-use Online and Mobile Banking includes Bill Pay, Mobile Deposit and more.

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For Students & Parents

Stay connected, monitor spending and transfer funds easily with FREE+ Checking and more.

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More Great Features

Available Overdraft Protection

Get extra flexibility and protection from declined debit card transactions when you link your First PREMIER savings or line of credit as overdraft protection.


Compatible with Mobile Wallets


{1} Only one reward account per $15,000 deposit relationship.

{2} Minimum deposit balance requirement may include ownership of First PREMIER Bank checking, savings and CDs.

{3} Cannot be applied to special offers, or combined with coupons, Group Benefit packages or PREMIER employee discounts. Some restrictions apply. Subject to change without notice.

{4} Instant issue is not available at the following branches: Wakonda, Lake Norden, Castlewood, Kranzburg, Sanford Health Branch and Watertown Plaza.