Business Loans & Credit Lines
Think Globally, Borrow Locally
Take your game to the next level with a bank that knows your business. First PREMIER Bank makes all lending decisions locally, offering personal service, competitive rates and flexible terms on loans of any size. Get the working capital, flexibility and purchasing power you need with a partner that gives back to the community we serve. Talk to a loan officer today.
More Lending Options
Small Business
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Learn about the fundamentals of financing a small business, including business plans, balance sheets and credit with our interactive module.
Commercial Real Estate
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When it's time to buy, build property, or refinance to extract equity from real estate you own, we can help.
Business Lines of Credit
Purchasing Power, When You Need It
- Custom credit line right-sized for your business
- Working capital to help with seasonal flux
- Extra spending power for larger purchases
- Secured or unsecured
- Competitive, variable interest rates1
- Flexible, interest-only payment options
- Available for use as overdraft protection
A Proud Supporter of Business & Community
Serving Small Business
- Construction Firms
- Consulting Practices
- Independent Contractors
- Medical and Dental Practices
- Manufacturers
- Retailers
- Service Businesses
- Restaurants
- And More
Giving Back Through:
A business line of credit offers flexible access to ready cash when needed. We customize our credit lines to meet the individual needs of the businesses we serve, to help them through each season.
- Pam Hanneman, VP, Business Banking
Cash flow is essential for businesses of all sizes. An operating line of credit from First PREMIER can help ensure money is available during lean times and help fund larger investments when times are good. It can even be used as overdraft protection.
- Luke Tibbetts, VP, Business Banking
We are personally vested in getting to know each business and each business owner. Our goal is to build long-term relationships to support the growth and success of businesses large and small.
- Pam Hanneman, VP, Business Banking
We have the unique combination of being a remarkably solid, nationally-recognized bank with deep, South Dakota-proud roots. We can finance any sized deal, provide local decision-making and provide unparalleled support.
- Dave Rozenboom, President, First PREMIER Bank
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Business Rewards Mastercard® Credit Card
The First PREMIER Bank Business Rewards Mastercard® Credit Card provides extra purchasing power and great features like 1% cash back on eligible purchases2, rental car insurance, extended warranty and outstanding fraud and theft protection. It's a great tool for managing business payments, employee purchases, expenses and more.
Disclosures
{1} The Annual Percentage Rate may change.
{2} See Rewards Program Term for details.
Member FDIC | 
Equal Housing Lender