Our FREE+ Checking account is our most popular, feature-rich and value-based personal checking option.

Maintain a total monthly deposit relationship of $15,000 and gain benefits like free checks, reward rates on CDs and more.

This secure and easy payment method gives you access to 33,000+ surcharge-free ATMs nationwide.

Ensure your personal checking account has sufficient funds to cover payments and purchases.

Learn how First PREMIER protects you and how to protect yourself from security breaches and fraud.  

A traditional, FDIC-insured savings option with free Online and Mobile Banking.

For higher balance accounts - the bigger the balance, the higher the rate. 

Competitive rates and an array of term options on CDs.

A simple, tax-advantaged way to build up funds gradually for retirement.

Buck-A-Moo U Kid’s Savings helps kids 12 and under learn the value of saving early.

Competitive rates on personal, auto, home improvement, debt consolidation loans and more.

Enjoy flexible, easy access to cash when you need it most.  Select from several, flexible options.

Get extra purchasing power and cash when you need it with a basic, revolving line of credit.

Fund home improvements, consolidate debt or other expenses with this secured line of credit.

For higher income individuals, extra spending flexibility and payment options you’ll love.

Competitive mortgage rates with online application, fast processing, local decisioning and personal support.

Leverage your home equity to help fund home projects, gain more favorable rate and terms or consolidate debt.

First PREMIER Bank specializes in jumbo loans with competitive mortgage rates and fees.

Apply for a mortgage online today and receive fast processing, online status reporting and personal support.

Investing made easy, with turnkey online access and personal advice and support.

Retirement plans and plan rollover support for individual investors.

Protect yourself and provide for loved ones with life and disability insurance.

An array of helpful articles, videos, presentations and tools.

Concierge-style, private banking for higher net-worth individuals.

Comprehensive financial and investment planning services.

Protect your assets and provide for the people and causes you care most about with an estate plan or personal trust.

Hands-on investment management from seasoned, experienced investment specialists.

Learn about the unique opportunities and benefits realized by establishing your trust in the state of South Dakota.  

Show your school pride with a Dakota State University or University of South Dakota branded First PREMIER Bank Debit Mastercard®.

Show your love for Dakota State University and give back to the university’s foundation with a First PREMIER Bank DSU Debit Mastercard.

If you are interested in a cosigned or non-cosigned student loan, Ascent can help provide a solution that is right for you – with NO application fees.