Advance Access Line of Credit

Our Advance Access Line of Credit is a revolving credit line that can range from $2,500 to $100,000. It's a great option with flexible spending and payment options.

Home Equity Line of Credit

First PREMIER's Home Equity Line of Credit lets you access cash when you need it! It's a flexible option for keeping cash on-hand, making home improvements or funding larger purchases - and comes with additional benefits.

Business Lines of Credit

Gain access to funds to help finance receivables, inventory, purchasing and more. We work with each client to determine the line of credit structure that appropriately supports business needs. Business credit lines may also be used as optional overdraft protection for a First PREMIER Bank business checking account.

Business Lines of Credit - Commercial Business

An operating line of credit is a flexible way to maintain access to cash to support business needs and can also be used for optional overdraft protection for a First PREMIER Bank business checking account. Finance receivables, inventory, purchasing, or use funds to manage normal business flux. We work with each client to determine the right line of credit structure to best support business needs.

First PREMIER Bank

First PREMIER Bank is a community bank based in Sioux Falls, South Dakota, that offers a variety of personal, business and ag banking products and services.

Loans & Credit Lines - Small Business

Get the working capital, flexibility and purchasing power you need to manage and grow your business. First PREMIER provides lending solutions for businesses of any size, from term and SBA Loans to flexible credit lines that provide ready access to cash. We make our loan decisions locally, based on an understanding of you and your business. We also process our loans quickly and efficiently, offering personal support you can trust.