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Overdraft Protection - Small Business

Use your Business Savings or Line of Credit as optional overdraft protection for your First PREMIER Checking account. It's a great way to help ensure funds are in place to cover business payments and purchases.

Personal Loans

Our seasoned personal bankers are adept at helping customers find the right loan for their unique needs. Whether you are consolidating debt, financing home improvement or funding the purchase of a car, boat, toy or that special vacation. Our personal bankers have access to a broad portfolio of lending options with competitive rates and terms.

What do I do if my debit card is lost or stolen?

You can temporarily suspend and then reactivate or permanently deactivate your active First PREMIER Bank Debit Mastercard® within the Online Banking system or Mobile Banking app. Go to the Menu, choose "Services" and click on "Debit Card Services." You can also call our Customer Care Center 800-501-6535. To report your card lost or stolen after normal business hours, please call 888-297-3416.

Why do I need to set travel notifications?

If you plan to travel outside of the area and use your debit card, it’s a good idea to set a travel notification using Debit Card Controls. Activity outside of your normal usage, may flag a fraud alert and cause delays or disruptions on debit card transactions.

Ag Banking

First PREMIER Bank offers Ag producers flexible options, local decisions and products and service designed to help your operation today and for generations to come.

Dakota State University Debit Card

Funding your college education is an important step toward a brighter future. If you are interested in a cosigned or non-cosigned student loan, Ascent can help provide a solution that is right for you – with NO application fees.