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Easy Access Line of Credit

Our Easy Access line of credit is a great way to gain extra purchasing power and cash when you need it. It can also be used for overdraft protection with your First PREMIER Checking Account.

What if the information provided by Credit Score appears to be inaccurate?

Credit Score does it's best to show the most relevant information from a credit report. If you think some information is inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information, but every First PREMIER Bank Credit Score user can "File a Dispute" with TransUnion by clicking on the "Dispute" link within Credit Score. Transunion will share this information with the other bureaus if the inaccuracy is verified.

Home Equity Line of Credit

First PREMIER's Home Equity Line of Credit lets you access cash when you need it! It's a flexible option for keeping cash on-hand, making home improvements or funding larger purchases - and comes with additional benefits.

Business Lines of Credit

Gain access to funds to help finance receivables, inventory, purchasing and more. We work with each client to determine the line of credit structure that appropriately supports business needs. Business credit lines may also be used as optional overdraft protection for a First PREMIER Bank business checking account.

Business Lines of Credit - Commercial Business

An operating line of credit is a flexible way to maintain access to cash to support business needs and can also be used for optional overdraft protection for a First PREMIER Bank business checking account. Finance receivables, inventory, purchasing, or use funds to manage normal business flux. We work with each client to determine the right line of credit structure to best support business needs.

First PREMIER Bank

First PREMIER Bank is a community bank based in Sioux Falls, South Dakota, that offers a variety of personal, business and ag banking products and services.