Will accessing Credit Score "ding" my credit and potentially lower my score?
Credit Score is a "soft inquiry" which does not affect your credit score. Lender's use "hard inquiries" to make decisions about creditworthiness when you apply for loans.
Will First PREMIER Bank use Credit Score to make loan decisions?
No. First PREMIER Bank utilizes additional credit and financial criteria for making lending decisions. Your credit score is not a guarantee or approval of a loan.
How often is Credit Score updated?
Credit Score will be updated every seven days and displayed in mobile and online banking. You can click "refresh score" once per day for an updated credit score.
Personal Lines of Credit
Get flexible access to cash when you need it with a First PREMIER Bank Personal Line of Credit. Choose from Easy Access, Advance Access or a Home Equity credit line!
Advance Access Line of Credit
Our Advance Access Line of Credit is a revolving credit line that can range from $2,500 to $100,000. It's a great option with flexible spending and payment options.
Business Services
First PREMIER offers a suite of affordable solutions that help you manage cash, accounts receivable and accounts payable more effectively. Manage payments and streamline employee payroll using ACH Online. Streamline payment processing and accept credit and debit cards and much more!