Will accessing Credit Score "ding" my credit and potentially lower my score?
Credit Score is a "soft inquiry" which does not affect your credit score. Lender's use "hard inquiries" to make decisions about creditworthiness when you apply for loans.
Will First PREMIER Bank use Credit Score to make loan decisions?
No. First PREMIER Bank utilizes additional credit and financial criteria for making lending decisions. Your credit score is not a guarantee or approval of a loan.
What is Credit Score?
Credit Score helps you stay on top of your credit by providing your latest credit score and report. It also monitors your credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency, or inquiry has been reported.
How often is Credit Score updated?
Credit Score will be updated every seven days and displayed in mobile and online banking. You can click "refresh score" once per day for an updated credit score.
Personal Lines of Credit
Get flexible access to cash when you need it with a First PREMIER Bank Personal Line of Credit. Choose from Easy Access, Advance Access or a Home Equity credit line!
Advance Access Line of Credit
Our Advance Access Line of Credit is a revolving credit line that can range from $2,500 to $100,000. It's a great option with flexible spending and payment options.