Will First PREMIER Bank use Credit Score to make loan decisions?
No. First PREMIER Bank utilizes additional credit and financial criteria for making lending decisions. Your credit score is not a guarantee or approval of a loan.
Easy Access Line of Credit
Our Easy Access line of credit is a great way to gain extra purchasing power and cash when you need it. It can also be used for overdraft protection with your First PREMIER Checking Account.
What if the information provided by Credit Score appears to be inaccurate?
Credit Score does it's best to show the most relevant information from a credit report. If you think some information is inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information, but every First PREMIER Bank Credit Score user can "File a Dispute" with TransUnion by clicking on the "Dispute" link within Credit Score. Transunion will share this information with the other bureaus if the inaccuracy is verified.
What is Credit Score?
Credit Score helps you stay on top of your credit by providing your latest credit score and report. It also monitors your credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency, or inquiry has been reported.
How often is Credit Score updated?
Credit Score will be updated every seven days and displayed in mobile and online banking. You can click "refresh score" once per day for an updated credit score.
Advance Access Line of Credit
Our Advance Access Line of Credit is a revolving credit line that can range from $2,500 to $100,000. It's a great option with flexible spending and payment options.