PREMIER Bankcard
At PREMIER Bankcard, second chances are our first priority. Since 1989, we’ve been helping individuals and families improve their financial health and rebuild less than perfect credit caused by past financial problems, job loss, divorce and other factors.
Does Credit Score offer Credit Monitoring?
Yes. Credit Score will monitor and send email alerts when there has been a change to your credit profile.
Honoring T. Denny Sanford
Celebrating the Legacy of First PREMIER Bank and PREMIER Bankcard owner T. Denny Sanford.
Why do credit scores differ?
Three major credit-reporting bureaus (Equifax, Experian and Transunion) and two scoring models (FICO and VantageScore) determine credit scores. Financial institutions use different bureaus, as well as their own scoring models. Over 200 credit factors may be considered when calculating a score, and each model may weight credit factors differently, so no scoring model is identical.
Is there a fee for Credit Score?
Credit Score is entirely free to First PREMIER Bank customers. Enroll through online and mobile banking.
Will accessing Credit Score "ding" my credit and potentially lower my score?
Credit Score is a "soft inquiry" which does not affect your credit score. Lender's use "hard inquiries" to make decisions about creditworthiness when you apply for loans.