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Refinancing a Home

Whether you're looking to lower your payments, change your loan terms, find a better rate or extract equity, First PREMIER Bank has competitive rates on home refinancing.

Make Payments - Business Services

First PREMIER Bank helps you easily and affordably manage payment processing, streamline employee payroll and expense reimbursement with lower administrative overhead and risk. Learn more about ACH Online and other helpful services here.

First-Time Homebuyer Loans | First PREMIER Bank Mortgage, Apply Online

As an approved South Dakota Housing lender, First PREMIER Bank has an access an array of first-time homebuyer and down payment assistance programs. Our mortgage decisions are made locally and we work hard to find you the best home loan for your budget and needs.

Lockbox Services

Save time and increase cash flow by outsourcing the processing of mailed payments to First PREMIER Bank. Our Lockbox Services solution automates the receipt, processing and deposit of checks sent via regular mail, saving time, reducing error and risk!

Group Retirement Plans

First PREMIER Bank can help businesses of any size establish and administer 401k, SEP or SIMPLE IRA, employee stock purchase and profit sharing plans. A great employment incentive for employment that helps employees plan for a brighter future, with available plan administration support.

ACH Services - Treasury Services

First PREMIER Bank’s innovative ACH systems, processes and technology are proven and reliable. We work with businesses, payroll and payment processors of all sizes, providing reliable service and exceptional customer experience.