Student Loans
College Education Funding
Funding your college education is an important step toward a brighter future. If you are interested in a cosigned or non-cosigned student loan, Ascent can help provide a solution that is right for you – with NO application fees, no origination fees and no prepayment fees!
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Undergraduate Benefits with Ascent
- Affordable rates starting at 4.70% APR*
- 1% cash back, plus 0.25% - 1.00% discount for automatic debit payments**
- Non-cosigned option for based on future income for eligible juniors and seniors
- Flexible plans: Start paying up to nine months after leaving school
- Cover up to 100% of your tuition and eligible living expenses
*Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations, terms and conditions may apply for Ascent's Terms and Conditions please visit: AscentFunding.com/Ts&Cs.
Annual Percentage Rates (APRs) displayed above are effective as of 6/1/2025 and reflect an Automatic Payment Discount of 0.25% on credit-based college student loans submitted prior to 6/1/2025, a .05% discount for on credit-based college sutdent loans submitted on or after 6/1/2025 and 1.00% discount on outcomes-based loans when you enroll in automatic payments.
Loans subject to individual approval, restrictions and conditions apply. Loan features and information advertised are intended for college student loans and are subject to change at any time. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions. The final amount approved depends on the borrower’s credit history, verifiable cost of attendance as certified by an eligible school, and is subject to credit approval and verification of application information. Lowest interest rates require full principal and interest (Immediate) payments, the shortest loan term, a cosigner, and are only available for our most creditworthy applicants and cosigners with the highest average credit scores. Actual APR offered may be higher or lower than the examples above, based on the amount of time you spend in school and any grace period you have before repayment begins. Variable rates may increase after consummation.
**1% Cash Back Graduation Reward subject to terms and conditions. For details on Ascent borrower benefits, visit AscentFunding.com/BorrowerBenefits. Ascent applicants and borrowers that agree to the AscentUP Terms of Service and Privacy Policy, as well as students associated with an Ascent parent loan application, have access to the AscentUP platform.
Four Simple Steps
- Complete your application online
- Upload your documents
- Select your loan offer
- Receive your money (if approved and certified)
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Graduate Loan Options with Ascent
- Variable or Fixed APR
- Maximum In-School period of 36 months; 48 months for Medical and Dental course options
- Available for Business (MBA); Medical (MD, DO, DVM, VMD, DPM); Dental (DMD, DDS); Law (JD, LLM); Graduate (MA, MS, PhD); Health Professionals (Allied Health, Nursing, Pharmacy)
- Flexible plans: Start paying up to nine months after leaving school, 12 months for Dental students and 36 months for Medical students
*Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations, terms and conditions may apply for Ascent's Terms and Conditions please visit: AscentFunding.com/Ts&Cs.
Annual Percentage Rates (APRs) displayed above are effective as of 6/1/2025 and reflect an Automatic Payment Discount of 0.25% on credit-based college student loans submitted prior to 6/1/2025, a .05% discount for on credit-based college sutdent loans submitted on or after 6/1/2025 and 1.00% discount on outcomes-based loans when you enroll in automatic payments.
Loans subject to individual approval, restrictions and conditions apply. Loan features and information advertised are intended for college student loans and are subject to change at any time. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions. The final amount approved depends on the borrower’s credit history, verifiable cost of attendance as certified by an eligible school, and is subject to credit approval and verification of application information. Lowest interest rates require full principal and interest (Immediate) payments, the shortest loan term, a cosigner, and are only available for our most creditworthy applicants and cosigners with the highest average credit scores. Actual APR offered may be higher or lower than the examples above, based on the amount of time you spend in school and any grace period you have before repayment begins. Variable rates may increase after consummation.
**1% Cash Back Graduation Reward subject to terms and conditions. For details on Ascent borrower benefits, visit AscentFunding.com/BorrowerBenefits. Ascent applicants and borrowers that agree to the AscentUP Terms of Service and Privacy Policy, as well as students associated with an Ascent parent loan application, have access to the AscentUP platform.
Contact a Lending Specialist
To visit with an Ascent lending specialist, simply call 877-216-0876 or visit their website at the link below.
About Ascent
Ascent – Loans that power bright futures
Ascent is recognized as one of the nation’s leading private student loan providers for cosigned and non-cosigned loans. Ascent is not owned or operated by First PREMIER Bank, an FDIC-insured institution.
Ascent program loans are originated by Bank of Lake Mills or DR Bank, each Member FDIC. For eligible juniors, seniors and graduate students without a cosigner, Ascent utilizes broad credit tiers and may consider creditworthiness, school, graduation date, major, cost of attendance and other factors. Ascent encourages transparency and financial wellness by incorporating financial literacy into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent also offers benefits and resources that set students and families up for financial success.
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