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Professionals & Physician Loan Program

First PREMIER Bank

Making Homes Happen for High-Income Earners

Whether you are just starting out, relocating or taking a C-suite level position, First PREMIER Bank can help make your home happen. Our Professional Mortgage Loan Program is unique to us and offers qualified customers in high-income, high-earning potential occupations 100% financing. All you need is your employment contract and start date no more than 90 days out to close your loan.

Contact our Mortgage Team

Professional Mortgage Loan Program

  • Up to 100% financing; no downpayment needed
  • 5/1 ARM with 20-year amortization
  • Loan amounts up to $1.5 million
  • Will consider hiring bonus as cash reserve
  • 710 minimum FICO score
  • No monthly mortgage insurance requirement
TJ with a client

Full Banking Relationship

First PREMIER offers a full banking relationship to meet your financial needs.

Linder Dock & Lift meeting with banker

Why First PREMIER Bank?

  • First PREMIER is highly capitalized and considered one of the strongest community banks in the nation.
  • Our mortgage bankers live in your community and lending decisions are made locally.
  • We understand the neighborhoods, tax structures and other factors that may affect your payment.
  • First PREMIER has access to an array of loan products and programs for every stage of homebuying, giving you more financing options.
  • We are committed to personal, responsive service throughout the mortgage process.
  • We want stronger communities and that's why we support 700 organizations, non-profits and events with our time and resources.
  • PREMIER employees give an average of 33,000 volunteer hours annually.

 

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