Professionals & Physician Loan Program
Making Homes Happen for High-Income Earners
Whether you are just starting out, relocating or taking a C-suite level position, First PREMIER Bank can help make your home happen. Our Professional Mortgage Loan Program is unique to us and offers qualified customers in high-income, high-earning potential occupations 100% financing. All you need is your employment contract and start date no more than 90 days out to close your loan.
Contact our Mortgage Team
Professional Mortgage Loan Program
- Up to 100% financing; no downpayment needed
- 5/1 ARM with 20-year amortization
- Loan amounts up to $1.5 million
- Will consider hiring bonus as cash reserve
- 710 minimum FICO score
- No monthly mortgage insurance requirement
Full Banking Relationship
First PREMIER offers a full banking relationship to meet your financial needs.
Why First PREMIER Bank?
- First PREMIER is highly capitalized and considered one of the strongest community banks in the nation.
- Our mortgage bankers live in your community and lending decisions are made locally.
- We understand the neighborhoods, tax structures and other factors that may affect your payment.
- First PREMIER has access to an array of loan products and programs for every stage of homebuying, giving you more financing options.
- We are committed to personal, responsive service throughout the mortgage process.
- We want stronger communities and that's why we support 700 organizations, non-profits and events with our time and resources.
- PREMIER employees give an average of 33,000 volunteer hours annually.