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Home Equity Loan

First PREMIER Bank

Special Loan Rates Start at 5.39%

Use the equity in your home to make improvements or consolidate higher‑interest debt like credit cards and student loans. Right now, First PREMIER Bank is offering limited‑time rates on Home Equity Loans starting as low as 5.39% (6.15% APR¹) for qualified borrowers.

Put your home’s equity to work. Visit a First PREMIER location near you and apply today. Rates subject to change without notice.

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Pay Off Higher Interest Debt

Nearly one in four American households carries more than $20,000 in credit card debt. With average credit card interest rates around 21%, the true cost of carrying that debt can grow faster than you realize. If you have a $25,000 credit card balance at 21% APR and pay it off over five years, here’s how it typically adds up:

  • About $675 per month
  • Around $15,500 in interest over five years
  • More than $40,000 repaid to cover a $25,000 balance

 

If you borrowed $25,000 with a limited‑time Home Equity Loan special rate of 5.39% interest (6.56% APR) and paid it off over the same five‑year period, it could look like this:

  • Estimated $490 per month
  • Around $4,400 in total interest
  • About $29,400 repaid total

Same payoff timeline. Very different total cost.

The information provided is for educational purposes only and should not be construed as financial advice. Rate is based on credit history, income and other factors. You should consult a First PREMIER Banker regarding your situation.

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Refinance Your Mortgage

Depending on your current mortgage rate, refinancing your home could be a smart move. When you refinance, you replace your existing mortgage and interest rate with a new one. If you're considering refinancing, an experienced mortgage banker at First PREMIER Bank can help answer your questions and help you decide if this is the best option for you and your budget.

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Make Smarter Financial Decisions

First PREMIER Bank offers free online management to help customers better track their money and make confident financial decisions. With easy‑to‑use tools available through online and mobile banking, you can track spending, set goals, and help prevent potential fraud.

Money Management

Disclosure

Not all applicants will qualify for the rates shown. All loans are subject to credit approval. Interest rates are not guaranteed and may vary based on credit history, income, and other factors. All lender fees and closing costs still apply. Offer is for a limited time and may change without notice.

{1} The Annual Percentage Rate (APR) is the yearly cost of borrowing expressed as a single percentage rate and reflects the total cost of the loan over its term. The APR is based on an example of a $25,000 loan with estimated lender fees. The payment amount does not include tax, insurance premiums, or other potential costs. The actual payment obligations may be greater.