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Give Me Five

First PREMIER Bank

Downpayment Assistance Program¹

First PREMIER Bank is partnering with South Dakota Housing to make homes happen for first-time buyers. For a limited time, qualified buyers could receive a five-year forgivable loan toward their downpayment. Contact a First PREMIER Mortgage Banker to learn more.

  • Limited time program
  • Buyers must meet income and purchase requirements
  • Primary resident only
  • Assistance is provided as a second mortgage

Local Decisions, Competitive Rates

First PREMIER Mortgage lenders understand the different neighborhoods, tax structures and factors that may impact your monthly payment. We can look out for homebuyers in ways that make a difference.

Meet the Team

Streamlined Processing

The entire First PREMIER Mortgage team - our lenders, processors and underwriters - all have South Dakota addresses. That means from application to closing, you have local individuals working on your financing and making the decisions.

Start Your Application

First PREMIER Bank

First PREMIER's Commitment to You

  • Keep your interests at heart
  • Provide responsive, personal service
  • Clearly explain the process and timeline
  • Disclose fees in a forthright manner
  • Ensure speed and efficiency from application to closure

Disclosure

{1} Program is offered through South Dakota Housing for a limited time through participating lenders, with per-beneficiary assistance at five percent (5%) of the loan amount. To apply for the program, participants must contact a SDH participating lender to set an appointment.