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Checking
Business Checking
Our flexible small business checking accounts come with FREE Online and Mobile Banking, Bill Pay, eStatements, Mobile Deposit and more!
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Online & Mobile
Online & Mobile
Our FREE Business Online and Mobile Banking comes with Bill Pay, eStatements, Mobile Deposit and much more.
Learn MoreCheck balances, transfer funds, pay bills, view eStatements and more online.
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Savings & CDs
Savings & CDs
Keep ready cash on hand with Regular Business Savings, PREMIER Money Market or a Certificate of Deposit.
Learn MoreKeep residual cash within reach with this interest-bearing, FDIC-insured savings account.
The higher your savings, the higher the interest rate with this FDIC-insured account.
A low-risk savings investment option for businesses interested in a guaranteed return.
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Loans & Credit Lines
Loans & Credit Lines
Access the working capital you need to manage and grow your business with lending solutions from First PREMIER Bank.
Learn MoreAccess to flexible funds to support purchasing, payments and unanticipated operational expenses.
Competitive rates on loans of any size for real estate purchase, construction and land development.
Purchasing power and cash back rewards - a great way to consolidate spending and expense management.
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Business Services
Business Services
A full suite of affordable solutions that help you maximize cash flow and manage receivables and accounts payable.
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Asset Management & Trust
Asset Management & Trust
Comprehensive solutions to help your business grow, invest and transition for the future.
Learn MoreTailored financial planning and investment management support to help you meet your financial goals.
Commercial 401(k), IRA and group retirement, employee stock purchase and profit sharing plans.
Work with us to set up and administer 401(k) SEP and Simple IRA retirement plans for your business.
Extend your business legacy with business succession planning and trust services.
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Ag Banking
Ag Banking
First PREMIER Bank is committed to helping agricultural producers by offering tailored lending, insurance and financial solutions.
Learn More
Certificates of Deposit
Lock in a Competitive Rate Today
A low-risk savings investment option for businesses interested in guaranteed return.
Contact UsCertificate of Deposit Terms & Rates
April 1, 2024
CD Special Rates
| CD Term | 7 Months2,5 |
| Minimum Opening Deposit | $10,000.00 |
| Interest Rate | 5.01% |
| Annual Percentage Yield | 5.06% |
| CD Term | 17 Months2,6 |
| Minimum Opening Deposit | $10,000.00 |
| Interest Rate | 4.40% |
| Annual Percentage Yield | 4.42% |
Standard CD Rates
| CD Term | 30 Days to < 6 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 4.29% |
| APY | 4.38% |
| CD Term | 6 to < 12 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.89% |
| APY | 3.93% |
| CD Term | 12 to < 24 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.44% |
| APY | 3.44% |
| CD Term | 24 to < 36 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.09% |
| APY | 3.09% |
| CD Term | 36 to < 48 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.04% |
| APY | 3.04% |
| CD Term | 48 to < 60 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.01% |
| APY | 3.01% |
| CD Term | 60 to < 72 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.01% |
| APY | 3.01% |
Reward CD Rates3
| CD Term | 30 Days to < 6 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 4.64% |
| APY | 4.74% |
| CD Term | 6 to < 12 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 4.24% |
| APY | 4.29% |
| CD Term | 12 to < 24 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.79% |
| APY | 3.79% |
| CD Term | 24 to < 36 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.44% |
| APY | 3.44% |
| CD Term | 36 to < 48 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.39% |
| APY | 3.39% |
| CD Term | 48 to < 60 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.29% |
| APY | 3.29% |
| CD Term | 60 to < 72 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.29% |
| APY | 3.29% |
2A penalty may be imposed for early withdrawal
3Must have a Reward Checking Account to be eligible for these rates
5After seven months, this will automatically renew into the 7-month CD special rate when available.
6After seventeen months, this will automatically renew into the 17-month CD special rate when available.
Fees could reduce the earnings on the account
Interest Rates and Annual Percentage Yields are current as of April 1, 2024
For current rate information, call (605) 357-3000
Member
FDIC
The Basics
- Low minimum deposit of just $500 to open1
- Competitive, fixed interest rate on balances
- FDIC-insured investment
Certificate of Deposit Terms & Rates
April 1, 2024
CD Special Rates
| CD Term | 7 Months2,5 |
| Minimum Opening Deposit | $10,000.00 |
| Interest Rate | 5.01% |
| Annual Percentage Yield | 5.06% |
| CD Term | 17 Months2,6 |
| Minimum Opening Deposit | $10,000.00 |
| Interest Rate | 4.40% |
| Annual Percentage Yield | 4.42% |
Standard CD Rates
| CD Term | 30 Days to < 6 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 4.29% |
| APY | 4.38% |
| CD Term | 6 to < 12 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.89% |
| APY | 3.93% |
| CD Term | 12 to < 24 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.44% |
| APY | 3.44% |
| CD Term | 24 to < 36 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.09% |
| APY | 3.09% |
| CD Term | 36 to < 48 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.04% |
| APY | 3.04% |
| CD Term | 48 to < 60 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.01% |
| APY | 3.01% |
| CD Term | 60 to < 72 Months2 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.01% |
| APY | 3.01% |
Reward CD Rates3
| CD Term | 30 Days to < 6 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 4.64% |
| APY | 4.74% |
| CD Term | 6 to < 12 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 4.24% |
| APY | 4.29% |
| CD Term | 12 to < 24 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.79% |
| APY | 3.79% |
| CD Term | 24 to < 36 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.44% |
| APY | 3.44% |
| CD Term | 36 to < 48 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.39% |
| APY | 3.39% |
| CD Term | 48 to < 60 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.29% |
| APY | 3.29% |
| CD Term | 60 to < 72 Months2,3 |
| Minimum Opening Deposit | $500.00 |
| Interest Rate | 3.29% |
| APY | 3.29% |
2A penalty may be imposed for early withdrawal
3Must have a Reward Checking Account to be eligible for these rates
5After seven months, this will automatically renew into the 7-month CD special rate when available.
6After seventeen months, this will automatically renew into the 17-month CD special rate when available.
Fees could reduce the earnings on the account
Interest Rates and Annual Percentage Yields are current as of April 1, 2024
For current rate information, call (605) 357-3000
Member
FDIC
Features & Benefits
- Low-risk savings option
- Good for longer-term savings growth
- Guaranteed rate-of-return
- A wide range of terms from 30 days to 72 months to meet cash flow needs2
- Access account information via Business Online Banking
Get Started Today
Whether you’re starting from scratch or transferring your account, our Business Bankers can help you get started with the financial management tools to meet your needs.
Additional Savings Options
Business Savings
Learn More
Build savings and keep available funds within reach with this FDIC-insured, interest-bearing savings account.
PREMIER Money Market
Learn More
Maximize available cash with interest, keeping funds within reach in a safe, FDIC-insured environment.
Disclosures
{1} A larger minimum deposit may be required for special CD offers.
{2} A penalty may be imposed for early withdrawal.
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Why Bank with Us?
As one of the nation’s strongest capitalized banks, we’re also debt-free. Learn more!
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Manage Assets
Look after your assets, invest wisely and plan for the future by putting your funds to work for you.
Look after your assets, invest wisely and plan for the future by putting your funds to work for you.
Business Services
Manage cash, make and accept payments with our turnkey suite of business services.
Manage cash, make and accept payments with our turnkey suite of business services.
Why Bank with Us?
As one of the nation’s strongest capitalized banks, we’re also debt-free. Learn more!
As one of the nation’s strongest capitalized banks, we’re also debt-free. Learn more!
Help & Contact
Legal Notices
Member FDIC | 
Equal Housing Lender