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  5. Home Equity Line of Credit

Home Equity Line of Credit

Use the equity in your home to access up to $100,000 whenever you need it. Home Equity Lines of Credit are a great option for making improvements to add equity to your current home or funding other large purchases. Plus, home equity financing may also be tax-deductible. Consult your tax advisor to find out more. 

Account Features

  • Revolving line of credit from $2,500 to $100,000
  • Overdraft protection1
  • Variable interest rate2
  • Free Online Banking
  • Free Mobile Banking

Account Requirements

  • Secured by a mortgage
  • Repayment options Principal and interest or interest only


1When you overdraw your checking account, advances will be made in $300 increments. A $12 Overdraft Protection Fee will be assessed to your checking account for each automatic transfer from a First PREMIER Bank line of credit to cover an overdraft. This fee does not apply to any manual transfer such as by phone, in person or online.
2The Annual Percentage Rate may change.