Skip to main content
  1. Home
  2. Personal
  3. Loans
  4. Personal Lines of Credit
  5. Easy Access Line of Credit

Easy Access Line of Credit

An Easy Access Line of Credit can help you handle cash flow each month with a revolving line of credit up to $5,000. This basic line of credit gives you quick access to the money you need and is perfect for overdraft protection on any First PREMIER Bank checking account. Apply online today.

Account Features

  • Revolving line of credit from $300 to $5,000
  • Overdraft protection1
  • Fixed interest rate2
  • Unsecured or secured
  • Free Online Banking
  • Free Mobile Banking

Account Requirements

  • Must be tied to a First PREMIER Bank checking account1
  • Repayment Options Principal and interest


Apply for a Personal Loan

1When you overdraw your checking account, advances will be made in $300 increments. A $12 Overdraft Protection Fee will be assessed to your checking account for each automatic transfer from a First PREMIER Bank line of credit to cover an overdraft. This fee does not apply to any manual transfer such as by phone, in person or online.

2The Annual Percentage Rate may vary.