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Certificates of Deposit

A First PREMIER Bank Certificate of Deposit provides a guaranteed rate of return. Whether you are saving for a special purchase, college or retirement, CDs can be a great way to save stress-free. Choose from several terms with fixed interest rates. With our Rate Jumper feature, you can even bump your rate once during the term of the CD. Stop by one of our convenient locations to open a CD.

Account Features

  • Fixed interest rate
  • Wide range of terms from 30 days to 60 months1
  • Our special Rate Jumper feature allows one rate change during the term of the CD2

Account Requirements

  • $500 minimum deposit, one of the lowest opening minimums in the market3

1A penalty may be imposed for early withdrawal.
2The Rate Jumper option requires a minimum deposit of $5,000 and a term of 24 months or greater to quality for the rate change option. There is a limit of one rate change per certificate term. The rate change will be based on the remaining term of the certificate. For example, if you have a 60-month certificate over $5,000 and choose to change the rate after 36 months, the rate for the remainder of the term will be based on the 24-month rate.
3A larger minimum deposit may be required for special CD offers.