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smsGuardian® Alert

An Extra Layer of Security on your First PREMIER Bank Debit Mastercard®

This free tool is for all First PREMIER Bank Debit Mastercard customers. Receive and respond to text alerts on your mobile device, which allows you to spot and easily report fraudulent activity quickly.

If the charge is accurate, you don't need to do anything. If the charge is not one that you made, you can reply to the alert within 12 hours and your card will be blocked from use ASAP.


  • Two-way text communication
  • Enroll up to 10 devices per account
  • Do-Not-Disturb window capability
  • One year enrollment period
  • All major phone carriers supported

Text Alert Information

Text alerts will contain the following information:

  • Institution Short Name (FPB Guardian)
  • Last 4-digits of the card number
  • Merchant Name
  • Transaction Amount (not provided for automated fuel dispense or multiple transactions in 24 hours)
  • Alpha/Numeric Code

Enroll Now