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Chip-Enabled Debit Cards

A New Level of Security at Your Fingertips When Using Your First PREMIER Bank Debit MasterCard®

The chip-enabled card is becoming the standard in the United States for card payments and at ATMs with its new level of security. It has reduced counterfeit fraud around the world. As it rolls out into the United States, First PREMIER Bank is pleased to offer this added level of security.

How to Get a Chip-Enabled Card

First PREMIER Bank began issuing chip-enabled cards in late 2015. Once you open a First PREMIER Bank Personal and/or Business Checking account you can receive a free Debit MasterCard. Visit with a First PREMIER Banker for more details.

If you are a current First PREMIER Bank Debit MasterCard cardholder, there is no need to request a chip card. Your card will be reissued with a chip-enabled card through 2016.

Chip Cards are Easy to Use

Since late 2015, First PREMIER Bank Debit MasterCard's have chip and magnetic strip technology. This means, regardless of what type of terminal a merchant has, you'll be able to use your card anywhere Debit MasterCard is accepted.

    At retailers with chip-enabled terminal Insert your card and follow the prompts on the terminal.

    At retailers without chip terminals Swipe your card and proceed as you normally would.

    Over the phone or online Provide your card information the way you always have when you are ready to make a purchase.

Using the Chip Card at a Chip-Enabled Terminal is as Easy as 1-2-3.

Step 1


Insert your card "chip first" into the chip-enabled terminal. With chip transactions, your card remains in the terminal throughout your transaction.

Step 2

Follow the prompts on the terminal and wait for the transaction to be processed. You may be required to enter your PIN or sign to complete the transaction. Please call the Customer Care Center at 800-501-6535 if you need assistance on setting your PIN.

Step 3

Remove your card after the transaction is completed and you are prompted to do so by the payment terminal.

Zero Liability

As always, you are not responsible for unauthorized purchases on your First PREMIER Bank Debit MasterCard. You can shop with confidence!