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Checking Free Checking Interest Checking Reward Checking PREMIER Checking eChecking Savings and CDs Regular Savings Money Market Savings Super Money Market Savings Certificates of Deposit Buck A Moo U Kids Savings ATM & Debit Card Bank-By-Phone Safe Deposit Boxes Reorder Checks

Personal Lines of Credit Easy Access Advance Access Home Equity Home Mortgage

Retirement Planning Brokerage Services Trust & Investment Services

Account Features
- Allows recurring debits for ACH payments (utilities, phone, etc.)
- Free Bill Pay with qualifying direct deposit¹
Account Requirements
- $50 minimum opening balance
- Requires either a Regular Savings Account ($50 minimum balance to open) or Money Market Savings Account ($500 minimum balance to open) to be set up as No Bounce Savings² (excludes Buck-A-Moo Kids Club and IRA Savings)
- Must enroll and activate online banking, online statements and disclosures
- If savings account closes, the customer no longer qualifies for eChecking
- A First PREMIER Bank debit card will be issued on this account. Checks will not be issued and cannot be written on this account³

1: A qualifying Direct Deposit is a Direct Deposit of your salary, pension, social security, or other monthly income of $200 or more electronically deposited into your account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM do not qualify as a Direct Deposit.
2: A $10 Overdraft (O/D) Protection Transfer Fee will be assessed every time First PREMIER Bank automatically transfers the available funds from your No Bounce savings account to cover an overdraft in your checking. This fee does not apply to any manual transfer from your savings to a checking account (online, in person, VRU or calling Deposit Services). If the Savings Account or Money Market is closed the customer no longer qualifies for eChecking.
3: Use of checks may result in closing the eChecking Account.

First Premier Bank / Premier Bankcard