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Checking Free Checking Interest Checking Reward Checking PREMIER Checking eChecking Savings and CDs Regular Savings Money Market Savings Super Money Market Savings Certificates of Deposit Buck A Moo U Kids Savings ATM & Debit Card Bank-By-Phone Safe Deposit Boxes Reorder Checks

Personal Lines of Credit Easy Access Advance Access Home Equity Home Mortgage

Retirement Planning Brokerage Services Annuities Trust & Investment Services

	Reward Checking	eChecking
Interest	Tiered Variable Interest Rate	Non-Interest Bearing
Minimum Opening Balance	$50	$50
Minimum Monthly Balance	None, however interest will be paid if you maintain at least a $500 balance	None
Monthly Fee if Minimum Monthly Balance is Not Maintained	None Interest not paid for the days the balance falls below $500	None
Additional Relationship Requirements	A total relationship of $10,000 in deposits and/or loans (including mortgages) must be maintained	Requires either a Regular Savings Account ($50 minimum balance to open) or Money Market Savings Account ($500 minimum balance to open) to be set up as a No Bounce Savings² (excludes Buck-A-Moo Kids Club and IRA Savings)
Account Features	1/4%¹ bonus rate on a new or renewed CD of $500 or more (includes IRAs) 1/2%¹rate reduction on new or renewed installment loans, Advance Access and Home Equity lines of credit No charge for Cashiers Checks First box of custom checks FREE	Allows recurring debits for ACH payments (utilities, phone, etc.) Free bill pay with qualifying direct deposit³
Account Requirements	If you fall below $10,000 in total deposits and/or loans, account features will be discontinued	Must enroll and activate online banking, online statements and disclosures If savings account closes, the customer no longer qualifies for eChecking A First PREMIER Bank debit card will be issued on this account. Checks will not be issued and cannot be written on this account⁴

1: Cannot be applied to special offers, or combined with coupons, Group Banking Benefit packages or PREMIER employee discounts.
2: A $7 Overdraft (O/D) Protection Transfer Fee will be assessed every time First PREMIER Bank automatically transfers the available funds from your No Bounce savings account to cover an overdraft in your checking. This fee does not apply to any manual transfer from your savings to a checking account (online, in person, VRU or calling Deposit Services). If the Savings Account or Money Market is closed the customer no longer qualifies for eChecking.
3: A qualifying Direct Deposit is a Direct Deposit of your salary, pension, social security, or other monthly income of $100 or more electronically deposited into your account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM do not qualify as a Direct Deposit.
4: Use of checks may result in closing the eChecking Account.

First Premier Bank / Premier Bankcard