|
High Volume With Earnings Credit |
|
High Volume With Interest |
|
Low Volume Without Interest |
|
Low Volume With Interest |
| Customer Profile |
For customers who routinely receive and write a large number of checks |
|
For customers who routinely receive and write a large number of checks and want their funds to earn interest |
|
For customers who do not write or receive a large volume of checks |
|
For customers with limited checking activity who want their funds to earn interest |
| Minimum Monthly Balance |
None |
|
None |
|
None |
|
None, however interest will be paid if you maintain at least a $500 balance |
| Monthly Maintenace Fee |
$10 |
|
$10 |
|
None |
|
None |
| Total FREE Transactions |
Any deposited item drawn on First PREMIER Bank |
|
Any deposited item drawn on First PREMIER Bank |
|
Any deposited item drawn on First PREMIER Bank
150 free items per statement cycle, $.20 per item thereafter (combination of debits and deposited items) |
|
Any deposited item drawn on First PREMIER Bank
150 free items per statement cycle, $.20 per item thereafter (combination of debits and deposited items) |
| Per Withdrawal Charge |
$.11 |
|
$.11 |
|
|
|
|
| Per Deposit Items Charge: Local |
$.06 |
|
$.06 |
|
|
|
|
| Per Deposit Items Charge: Transit |
$.09 |
|
$.09 |
|
|
|
|
| Interest or Earnings Credit |
Earnings credit rate based on the previous monthly average of the 91 day T-Bill |
|
Tiered Variable Interest Rate |
|
None |
|
Tiered Variable Interest Rate |
| Reserves |
10% |
|
10% |
|
None |
|
None |
| |
FREE
safekeeping or
imaging of checks
FREE
Bill Pay for first two months
Online Banking
Online Statements
|
- 1
- Items deposited that are drawn on selected local banks. (Local banks are subject to change.)
- 2
- Items deposited that are run through the Federal Reserve other than selected local banks.
- 3
- There is a $250,000 limit on FDIC Insurance for a business earning interest. Unlimited FDIC Insurance is available through December 31, 2012 on all accounts that don't pay interest.
- 4
- Interest not paid for the days the balance falls below $500.
- 5
- When safekeeping checks, we will keep a record of your checks, but they will not be returned in your statement.
- 6
- You will receive images of your canceled checks, but original checks will not be returned in your statement.
- 7
- After first two months cost will be $8.95/mo. Includes 25 payments/mo. Each additional payment is 35¢.
Bid pricing is available for businesses with a large volume of transactions.