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First Premier Bank / Premier Bankcard

Online Solutions

Online Banking Online Bill Pay ACH Online Remote Deposit

Deposits & Services

Checking High Volume With Earnings Credit Low Volume Without Interest Low Volume With Interest Savings and CDs Regular Savings Money Market Savings Certificates of Deposit Merchant Card Services Treasury Services Group Banking Benefits

Loans & Lines of Credit

Business Financing Corporate Credit Cards

Investments

Retirement Planning Brokerage Services Trust & Investment Services
High Volume With Earnings Credit   Low Volume
Without Interest
  Low Volume
With Interest
Customer Profile Recommended for customers who routinely receive and write a large number of checks, such as: Corporations, Partnerships, Sole Proprietorships, Non-Profit Organizations and Government.   Recommended for customers who do not write or receive a large volume of checks, such as: Corporations, Partnerships, Sole Proprietorships, Non-Profit Organizations and Government.   Recommended for customers with limited checking activity who want their funds to earn interest, such as: Sole Proprietorships, Non-Profit Organizations and Government.
Minimum Balance None   None   $5001
Monthly Maintenance $10   None   None
Withdrawal Charges
Number of Withdrawals FREE None   20   20
Per Withdrawal Charge $.11   $.20 per withdrawal
over 20/month
  $.20 per withdrawal
over 20/month
Deposit Charges
Any Deposited Item
Drawn on First PREMIER Bank
FREE   FREE   FREE
Number of Deposited
Items FREE
None   20 local items2
20 transit items3
  20 local items2
20 transit items3
Per Deposit Item Charge:
Local Items2
$.06   $.20 per deposit
item over 20/month
  $.20 per deposit
item over 20/month
Per Deposit Item Charge:
Transit Items3
$.09   $.20 per deposit
item over 20/month
  $.20 per deposit
item over 20/month
Earnings Credit Earnings credit rate based on the previous monthly average of the 91 day T-Bill   None   None
Interest Rate None   None   Variable Interest Rate
Reserves 10%   None   None
Additional Features
  FREE safekeeping4 or imaging of checks5
FREE Bill Pay for first two months6
Online Banking
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1
For each month the balance falls below the minimum, a $10 fee will be charged. However, interest is paid on the account, regardless of the balance. Fees can reduce earnings on the account.
2
Items deposited that are drawn on selected local banks. (Local banks are subject to change.)
3
Items deposited that are run through the Federal Reserve other than selected local banks.
4
When safekeeping checks, we will keep a record of your checks, but they will not be returned in your statement.
5
You will receive images of your canceled checks, but original checks will not be returned in your statement.
6
After first two months cost will be $8.95/mo. Includes 25 payments/mo. Each additional payment is 35¢.

Bid pricing is available for businesses with a large volume of transactions.



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